Credit Officer

Locations: Sango Ota & Ifo, Ogun State Job Type: Full-time | NB: Applicants residing in or around Sango Ota or Ifo will be given preference. We are seeking a proactive and results-driven Credit Officer to join our team. The successful candidate will be responsible for marketing daily loan products, registering and verifying clients, processing loan applications, disbursing approved loans, and ensuring timely loan collections. Key Responsibilities Market daily loan products to prospective customers. Conduct field marketing, group sensitization, and one-on-one client engagement. Register new clients and ensure proper documentation. Explain loan terms, repayment schedules, and client obligations. Conduct field verification of clients, businesses, and guarantors. Assess clients' creditworthiness and prepare verification reports. Process loan applications and prepare credit files for approval. Disburse approved loans in line with company policies. Carry out daily loan collections and maintain accurate repayment records. Follow up on overdue accounts and support loan recovery. Maintain a healthy loan portfolio and meet assigned targets. Keep accurate client records and meeting schedules. Requirements Minimum of 1 year of experience as a Credit Officer, Loan Officer, Field Officer, or in a similar role. Minimum of OND qualification. HND/B.Sc. is an added advantage. Strong marketing, negotiation, and communication skills. Ability to work in the field and meet daily targets. Good record-keeping and organizational skills. Must be honest, responsible, and customer-oriented.

How to Apply Interested and qualified candidates should send their CVs to recruiter.u@fmragency.com. Use Credit Officer as the email subject.