Junior Executive, Card Services

Junior Executive, Card Services

A Junior Executive in Card Services is responsible for managing card issuance, activation, blocking, replacement, renewal, and closure. They monitor ATM, POS, and e-commerce transactions, support card settlement and reconciliation with Finance and Treasury, monitor card fraud, disputes, chargebacks, and suspicious activities, and coordinate with card processors, payment schemes, technology teams, and other vendors. The role also involves ensuring compliance with applicable regulatory, scheme, and internal requirements.

Responsibilities

• Manage card issuance, activation, blocking, replacement, renewal, and closure.
• Monitor ATM, POS, and e-commerce transactions, including declines, reversals, and failed transactions.
• Support card settlement and reconciliation with Finance and Treasury.
• Monitor card fraud, disputes, chargebacks, and suspicious activities.
• Coordinate with card processors, payment schemes, technology teams, and other vendors.
• Ensure card operations comply with applicable regulatory, scheme, and internal requirements.

Requirements

• Bachelor's degree in Business Administration, Economics, Banking & Finance, Technology, or a related field.
• 2-4 years of experience in card services, payments, digital banking, fintech, or card operations.
• Practical experience with Visa, Mastercard, local payment schemes, or card processors.
• Strong knowledge of card issuance, transaction processing, settlement, reconciliation, fraud, and chargebacks.

How to Apply Send your CV to: recruitments@irecharge.ng Subject: Application – Role Title