Relationship Officer

Role Overview

The Relationship Officer will be responsible for sourcing new customers, disbursing collatarized loans, marketing the Bank's loan products, conducting credit assessments, monitoring loan portfolios, and ensuring timely loan repayments.

Responsibilities

• Market and promote the Bank's loan products and services.
• Source and onboard new collatarized loan customers.
• Conduct customer visits, business appraisals, and credit investigations.
• Analyze customers' repayment capacity and recommend suitable loan facilities.
• Prepare and process loan applications in line with the Bank's policies.
• Monitor disbursed loans and ensure prompt repayment.
• Maintain quality loan portfolios and minimize delinquency rates.
• Build and maintain strong relationships with customers.
• Achieve assigned business development and portfolio growth targets.
• Prepare periodic reports on marketing and loan activities.

Requirements

• Minimum of OND, HND, or Bachelor's Degree in Business Administration, Marketing, Banking & Finance, Economics, or related disciplines.
• Previous experience in loan marketing, sales, microfinance banking, or related financial services will be an added advantage.
• Strong communication, negotiation, and relationship management skills.
• Ability to work independently and meet targets.
• Good analytical and credit assessment skills.
• Proficiency in Microsoft Office applications.

How to Apply

Interested and qualified candidates should send their CV to: Careers@retrustmfb.com using the Job Title as the subject of the email.