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Credit Analyst

OmniPay · Lagos, Lagos

Full TimeMid
Salary
Undisclosed
Location
Lagos, Lagos
Posted
4 days ago

About the role

Role Overview

OmniPay is seeking a Credit Analyst to assess distributor creditworthiness, monitor portfolio health and support data-driven lending decisions.

Responsibilities

  • Assess creditworthiness using bank statements, cash flow, collateral and repayment capacity.
  • Monitor portfolio health and identify early warning signals.
  • Review credit limit increases and account reactivations.
  • Support the development of the company’s credit-scoring engine.

Requirements

  • 2–5 years’ experience in credit analysis, SME/retail lending or microfinance.
  • Strong bank statement and cash flow analysis skills.
  • Proficiency in Excel; SQL is an advantage.
  • Ability to analyse large transaction datasets.
  • Strong credit judgment and ability to clearly communicate risk decisions.

How to Apply 📧 Apply via: hr@omnipay.com.ng

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