Risk Manager

Role Overview

Strivo Labs is seeking an experienced and highly analytical Risk Manager to lead the identification, assessment, monitoring, and mitigation of risks across our fintech operations. The ideal candidate will play a critical role in safeguarding the company’s financial health, regulatory compliance, operational resilience, and reputation while supporting sustainable business growth.

Responsibilities

• Develop, implement, and continuously improve the company’s risk management framework, policies, and procedures.
• Identify, assess, monitor, and mitigate key business risks across operational, financial, strategic, technological, cyber, compliance, and reputational areas.
• Maintain and update the enterprise risk register and risk appetite framework.
• Conduct periodic risk assessments and present findings to senior management.
• Evaluate and monitor credit risk exposures across lending and BNPL portfolios.
• Analyze portfolio performance, default trends, delinquency rates, and loss metrics.
• Recommend risk-based strategies to improve portfolio quality and reduce losses.
• Work with Credit, Collections, and Data teams to strengthen underwriting and risk scoring methodologies.
• Establish controls to minimize operational losses and process failures.
• Investigate operational incidents and recommend corrective actions.
• Monitor key risk indicators (KRIs) and ensure timely reporting.
• Develop and implement fraud prevention and detection strategies.
• Monitor transaction patterns and emerging fraud trends.
• Collaborate with Technology and Security teams to strengthen fraud monitoring systems.
• Lead investigations into suspected fraud cases and coordinate resolution efforts.
• Ensure adherence to applicable regulatory requirements and industry standards.
• Work closely with Compliance teams on regulatory audits and examinations.
• Monitor regulatory developments and assess potential impacts on business operations.
• Support policy reviews and governance initiatives.
• Prepare risk reports, dashboards, and presentations for Executive Management and Board Committees.
• Provide insights and recommendations on risk exposure and mitigation strategies.
• Support strategic decision-making through risk analysis and scenario planning.
• Support the development and testing of Business Continuity Plans (BCP) and Disaster Recovery Plans (DRP).
• Ensure operational resilience frameworks are maintained and regularly reviewed.

Requirements

• Bachelor’s Degree in Finance, Economics, Accounting, Business Administration, Risk Management, Mathematics, Statistics, or a related field.
• Master’s degree is an added advantage.
• Minimum of 5–8 years of progressive experience in Risk Management, Credit Risk, Enterprise Risk, Audit, or Compliance within a Fintech, Digital Lending, Banking, Financial Services, or Payment Services environment.
• Demonstrated experience managing lending, BNPL, payment, or digital financial products.
• Strong understanding of fintech regulatory requirements and risk governance practices.
• Strong knowledge of Enterprise Risk Management (ERM) frameworks.
• Experience with credit risk assessment and portfolio analytics.
• Understanding of fraud risk management and transaction monitoring.
• Strong analytical and data interpretation skills.
• Advanced proficiency in Microsoft Excel, Power BI, SQL, or similar analytical tools.
• Familiarity with regulatory standards, AML/CFT controls, and data protection requirements.

Salary

The salary budget for this role depends on experience, qualifications, and overall fit.

How to Apply

Interested and qualified candidates should send their CV to: hiring@strivolabs.com