Sales Executive (Salary Loan / Investment) - Anambra

Rosabon Financial Services is seeking a Sales Executive to sell loan and investment products, act as a liaison between customers and the institution, and help qualified applicants acquire loans in a timely manner.

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine applicable ratios and metrics, and set up debt payment plans
• Communicate with clients to request or provide information
• Justify approval/rejection decisions and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements for completeness and accuracy according to policy
• Update account records, compute payment schedules and transactions on ERP
• Confer with underwriters to resolve loan application problems
• Update job knowledge on types of loans and financial services
• Assess customer needs and introduce different loan types
• Develop referral networks and cross-sell products to meet quotas
• Build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Operate in compliance with laws, regulations and lending compliance guidelines
• Deposit mobilization to meet set targets

Key Performance Indicators

• Meet set monthly loan and investment targets
• Reduce number of non-performing loans
• Maintain customer retention rate of minimum 90% across loan and investment products

Requirements

• B.Sc Degree in Finance, Economics or a related field
• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal-oriented environment and meet set targets

How to Apply

Interested and qualified candidates should send their CV to: vivian.chukwuta@conceptgroup-ng.com using "Sales Executive" as the subject of the email.