Senior Backend Engineer – Payments & Integrations

Senior Backend Engineer – Payments & Integrations

We are seeking a Senior Backend Engineer to design and maintain NIBSS NIP services, integrate AML screening and compliance systems, and lead technical integration with third-party partners. The role involves building secure APIs, monitoring payment performance, and mentoring junior engineers.

Responsibilities

• Design and maintain NIBSS NIP services including name enquiry, outward transfers, TSQ, inward credits, and reversals.
• Integrate AML screening, transaction monitoring, fraud detection, and KYC providers. Build settlement and reconciliation processes with effective exception handling.
• Lead third-party partner onboarding and technical integration.
• Design secure APIs and integration services with appropriate authentication, encryption, and audit trails.
• Monitor payment success rates, latency, and integration performance.
• Lead incident diagnosis and production support.
• Conduct code reviews and mentor backend engineers.

Requirements

• 3+ years of backend development experience with Java and Spring Boot.
• Hands-on experience with NIBSS NIP, either directly or through an aggregator, is highly required.
• Experience building financial or payment integrations in Nigeria.
• Experience with AML, fraud, transaction monitoring, KYC, or other compliance systems.
• Strong understanding of payment processing, settlement, and reconciliation.
• Strong REST API, SQL, and secure integration skills.
• Knowledge of encryption, message signing, key management, and secure handling of personal data.

How to Apply Send your CV to recruitments@irecharge.ng with the subject Application – Role Title.