Sales Executive (Salary Loan / Wealth Management)

Role Overview

The Sales Executive at Rosabon Financial Services is responsible for selling loan and investment products, acting as a liaison between customers and the financial institution, and ensuring timely loan processing. This role involves evaluating creditworthiness, communicating with clients, and maintaining compliance with lending regulations.

Responsibilities

• Evaluate creditworthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine applicable ratios and metrics and set up debt payment plans
• Communicate with clients to request or provide information
• Justify loan decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure they are complete and accurate according to policy
• Update account records, compute payment schedules and transactions on ERP
• Confer with underwriters to resolve loan application problems
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore options, and introduce different types of loans
• Develop referral networks, suggest alternate channels, and cross-sell products and services to meet quotas
• Build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Mobilize deposits to meet set targets

Requirements

• B.Sc Degree in Finance, Economics or a related field
• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal-oriented environment and meet set targets

How to Apply Interested and qualified candidates should send their CV to: ehikioya.omonua@conceptgroup-ng.com using the Job Title as the subject of the mail.